Statewide Claim Services LLC
TX License # 217120
CO License # 539655
FL License # W524826
NC License # 1000608550
OK License # 538165
GA License # 1757532
What Is A Public Insurance Adjuster?
Statewide Claim Services LLC Public insurance adjusters are the only property loss professionals who work on behalf of policyholders. Individuals and businesses hire public insurance adjusters when they need assistance initially filing a claim or feel a claim amount offered by an insurance company is incorrect.
Claims for flood, fire, smoke, wind and hurricane damage, as well damage due to other perils, can be filed and negotiated by public adjusters. Property losses might also result in other types of losses, such as business income, which public adjusters can evaluate.
What A Public Adjuster Does For You
Statewide Claim Services LLC Public insurance adjusters are experts in the details and language of insurance policies, as well as filing and adjusting claims. They commonly have prior experience in construction (and other related fields) and use sophisticated software to undergo an independent evaluation of a client’s property loss. Public adjusters aren’t just better equipped than the average policyholder to estimate the costs incurred from a property loss — they know exactly how to log and submit initial and supplemental claims and do this for a policyholder.
The process of evaluating, completing and submitting a claim for a policyholder is remarkably exhaustive. In the table below are item descriptions, quantities and costs pulled from an example of a property insurance claim form. It’s unlikely a policyholder would be able to complete a form accurately with a similar level of detail, especially since every property and claim are different.
|Item Description||Quantity||Unit Cost||Total Cost|
|Replace Plaster Ceiling||165.00 SF@||$14.50||$2,392.50|
|Replace Plaster Walls||111.00 SF@||$14.50||$1,609.50|
|Replace Partial Wall Insulation||206.00 SF@||$1.25||$257.00|
|Replace Drywall Walls||328.00 SF@||$3.00||$984.00|
|Replace Base & Trim||52.00 SF@||$7.50||$390.00|
|Replace Wood Floor||165.00 SF@||$10.50||$1,732.00|
|Replace Carpeting||22.00 SY@||$36.00||$792.00|
|Replace Window||2.00 EA@||$575.00||$1,150.00|
|Replace Framed Opening||1.00 EA@||$225.00||$225.00|
|Replace Radiator||1.00 EA@||$825.00||$825.00|
|Replace Electric High Hat Fixture||4.00 EA@||$190.00||$760.00|
|Replace Electric Outlet||9.00 EA@||$90.00||$810.00|
|Spray & Seal Walls||437 SF@||$0.75||$327.75|
|Prime Paint Ceiling & Walls||601.00 SF@||$0.55||$330.55|
|Paint Ceiling & Walls||601.00 SF@||$1.00||$601.00|
|Paint Trim||1.00 LS@||$249.00||$249.00|
Statewide Claim Services LLC also help clients negotiate with contractors and for better settlement with their insurer. Contact between adjusters and contractors is usually direct and at the site of a loss. Communication with the policyholder’s insurance company is typically done via mail. Having an adjuster throughout the process not only protects the policyholder from any pitfalls due to inexperience, it is a time consuming process then labored by the adjuster.
We serve a wide range of clientele, and every client relationship is valued greatly. Each engagement benefits from the depth and breadth of our expertise. We have worked with individual home owners, property management groups, apartment complexes even local and state government. Claim Solutions Comprehensive Claim Support Due to the complex nature of today’s insurance polices, it has never been more critical for a policy holder to trust the settlement of their loss to the experts of Statewide Claim Services. Often, more than one area of expertise is required. With us, there’s no need to hire a multitude of contractors...
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Understanding Hail Damage Claims Don’t be victimized in the adjustment and repair replacement process resulting from hail damage. It just makes good sense to have a public adjuster handle your hail damage claim to make sure you are properly compensated for your hail property loss. Filing a property insurance claim and successfully recovering your financial loss from hail damage can be quite challenging given the many insurance policy coverage issues that arise and the discretionary nature of the insurance adjusting process. Don’t depend on the insurance company to tell you what they want to pay you. Many adjusters and the insurance...